Overview

We understand that your gold is worth a thousand sentiments and chances. A gold loan is a type of secured loan that is typically sanctioned by financial lending institutions such as Chickly, in which the customer provides gold coins or ornaments as security.

Why Should You choose Chickly for a Gold Loan?

Instant Gold Loan

Get instant loan against gold from Chickly Bank and fulfill all your immediate financial needs with ease.

Minimal Documentation

Get your gold loans quickly and easily documented as we believe in minimum paperwork at Chickly.

Higher Loan to Value

Now use Chickly’s gold loan at a higher value loan.

Get financing for whatever you need now

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Features and Benefits

  • Simple interest rates starting from 11.5%* and a flexible repayment schedule are available.
  • Gold Loans are available for terms ranging from three months to twenty-four months.
  • You can use up to 75%* of your golden value for the maximum loan amount.
  • The processing of loans includes simple documentation.
  • The loan is paid in just a few minutes.
  • There is no requirement for the individual to have a credit history or provide proof of income.
  • We assure the safe custody of your gold and also provide insurance coverage for it.
  • Yes, indeed! We also provide loan renewal services.
  • Loans against gold are also available in EMI and NON-EMI formats.

Why Should I Get a Gold Loan?

You can use your idle Gold to your advantage in an urgent situation. You can get a loan over the counter the same day with a simple interest rate, minimal documentation, and transparent fees. It is one of the simplest ways to obtain funds for all of your financial requirements. The loan is secured by the gold that you pledge, so there is no need for additional collateral.

Eligibility Criteria

We provide simple and quick documentation with minimal eligibility requirements

  • The minimum age requirement is 18 years
  • The maximum age requirement is 60 years (At the time of loan maturity)
  • Chickly provides gold jewelry loans to salaried, self-employed, and self-employed professionals, business owners, and others.

Documents Required

Identity Proof

  • Pan Card
  • Passport
  • Driving License
  • Voter’s ID Card

Address Proof

  • Passport
  • Driving License
  • Gas Bill with Gas book

Other terms

  • Recent Passport size color photographs