About Business Loan

Chickly recognizes that each business has unique financial requirements. We take great pride and care in helping business owners and entrepreneurs achieve their financial goals by providing them with the best financial solutions available. Use the funds to invest in infrastructure, expand operations, upgrade to the most up-to-date plant and equipment, or increase working capital. We are here to help you every step of the process because we believe in you.

Lowest Interest rates

Get a loan with low-interest rates because there are no intermediary costs or margins, resulting in the lowest rates.

Quick Processing

A timely business loan will help you maximize your marketing potential and boost your profit margins. With our online business loan processing, you can get a business loan within hours.

Trusted companion

We are happy to deliver our promise. Our dependable interface enables lending partners to connect with people all over India and gives the best lending experience.

The right capital requirement at the right time is one of the best situations that can happen to the business. As a founder its your responsibility to find the best options.

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Business Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Start-up Business Loan

You can still apply for a Start-up loan as an aspiring entrepreneur if you are looking to start your business venture and need financial assistance. You may also apply for this loan if you want to extend your startup’s operations.

Working Capital Loan

A working capital loan will assist you in taking care of the finances associated with day-to-day activities and allowing you to maintain a healthy cash flow.

SME and MSME Business Loans

SME and MSME loans can be used to fund a variety of business needs, such as upgrading the company’s facilities, purchasing equipment or raw materials, or extending your operations in general.

Business Loan for Women

Business Loans for Women’s will assist female entrepreneurs in being self-sufficient and expanding their businesses.

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Features and Benefits of Business Loan

All loans are not created equal, business loan has become a great option for people to use.

Loan amount

We provide small businesses with quick and easy financing of up to 50 lakhs, Based on your income statements and cash flows, our customized programs evaluate your loan requirements to determine the maximum loan amount.

No collateral required

We provide unsecured business loans with no collateral or security requirements, so you don’t have to concern about developing your capital assets. Easily avail the amount you require.

Pre-approved offers

Apply for a business loan and receive pre-approved deals and value-added services to make your business loan experience more enjoyable.

Repayment tenure

If you have a temporary business concern, a repayment term of 6 months or longer will provide you with the appropriate buffer to resolve operational issues.

Business Loan - Eligibility

  • A well-established company that has been in operation for at least 6 months.
  • You must be between the ages of 25 and 65.
  • The minimum Annual Income (ITR) per annum must be Rs.1.5 Lakhs.
  • Trusts, non-profit organizations, and charitable institutions are not qualified for small business loans.
  • Partnerships, limited liability partnerships, and private limited companies can apply for a Business Loan.
  • For a loan of at least 4 lakhs, you must have a clean track record for at least 12 months.

Business Loan Fees & Interest Rate

Customized Interest Rates

1.5 to 2% per month

Processing Fees

2-3%

Loan Tenure

up to 36 months

Pre-closure Charges

Nil**

Eligibility Criteria

₹ 90,000 turn over for 3 Months

Loan Amount

₹ 50,000 – ₹ 2 crore

Installments

Flexible Monthly / Bi-weekly

Business Loan Documents

  • PAN Card
  • Identity Proof: Aadhaar Card/Passport/Driving license/Voter ID Card
  • Address Proof: Aadhaar Card/Passport/Driving license/Voter ID Card/Utility Bills
  • Bank statement of last 6 months
  • ITR form also with certified copies with details such as income computation, balance sheet, Profit and Loss statement for the last 2 years
  • Sole Proprietorship Declaration or authenticated copy of Partnership Deed
  • Certified copy of Memorandum and Articles of Association