A loan is an amount of money one or more individuals, businesses, or banks may borrow to manage planned or unplanned events financially. This means that the creditor takes on a loan that it has to repay over a defined time and with interest.
Starting at 10.50%
You can avail of Personal loans for Medical emergencies, Wedding purposes, Abroad travel, Holidays, Child education, and for buying consumer durable things.
Starting at 16%
Businesses can avail of this loan to invest in infrastructure, expand operations, upgrade to the most up-to-date plant and equipment, or increase working capital.
Starting at 7.65%
Chickly Car Loan provides car loans ranging from Rs. 1 lakh to 100% on-road price. We also provide flexible repayment terms ranging from 12 to 84 months.
Starting at 6.7%
With Chickly you can get home loans up to 5 crores and you can also control the amount you repay each month with flexible repayment options.
Starting at 11.5%
You can avail of a gold loan in minutes by pledging your golden assets. We provide up to 75% of your gold’s value for a maximum loan amount.
Starting at 9.5%*
We provide education loans in collaboration with leading banks in India. The moratorium, Part-payment and Pre-payment facilities are available.
9 INR per day for 10000 INR
Upgrade to the latest gadgets, purchase your dream bike, pay off any outstanding bills and meet your financial crunches by availing instant loan from Chickly.
Starting from 17.95%
We provide Micro loans with smaller loan amounts that can be availed by self-employed, startups, micro-enterprises, small businesses, and individuals with low capital requirements.
Loans help you to fulfill your financial needs or lifetime expenses. A loan provides you with some financial flexibility to make large payments and to take care of once-in-a-lifetime costs without altering your projected budget.
All forms of loans are accepted in as little as 48 hours depending on the borrower’s income and financial background, as well as the collateral to be attached in certain cases.
The sum you need as a loan will be disbursed to you based on your income and financial background.
A loan has a long repayment period, based on the bank and the amount. Loans are typically available for terms ranging from 12 months to 60 months or more.
According to the Income Tax Act of 1961, almost all forms of loans have tax advantages that you can take advantage of.
You should review your credit history before applying for a loan. Credit history is a record of your past borrowings and repayment history if any. A credit score of 750 or higher is excellent.
Before you apply for a loan, look at the interest rate. Loans that need collateral typically have lower interest rates than loans that do not.
You will probably incur a processing fee and an interest fee if you apply for a loan and miss the payment deadlines for your loan. The payments depend on the size of the loan and the bank.
Application profile with photograph
Identity and Residence proof
Last 6 months bank statements
Processing fee cheque
Proof of Business
Business Profile and Previous 3 years Income Tax returns (self and business)
Previous 3 years Profit/Loss and Balance Sheet
Application profile with photograph
Identity and Residence proof
Last 6 months bank statements
Processing fee cheque
Latest Salary Slip
Form 16